INHERITANCE TAX SAVING SECRETS REVEALED (UK)

STOP PRESS - budget estimated to put £650,000 more families in the Inheritance Tax bracket!

IHT Secrets Revealed - the SIMPLE way to save IHT and pass on your wealth to your family NOT the Taxman

(remember that the Government will be desperately short of income for at least 10 years to pay for the Banking Crisis - promises of dramatic reductions in IHT are unlikely to be kept!)

UPDATED EDITION of IHT Secrets released 26th March 2010 with extra information and resources NOW AVAILABLE - order today to to receive the LATEST version...

part of ALLIED PROFESSIONAL WILL WRITERS GUIDE SERIES

(For Wills click here, Community Care Tax here, Probate advice here, Storage & Update here)

Looking for a brief (around 50 pages), practical guide in workbook format, designed to make it easy to avoid Inheritance Tax and keep the money in the family? You are in the right place. Currently on offer for just £14.95 order your copy now, with the promise of your money back if you are not satisfied. If you want a long and learned text book with 300+ pages and tons of jargon - you are in the wrong place!

Just work through the relevant sections (you won't even need to read the whole 50 pages!) make your notes and plans and then discuss with your professional advisers (or contact us if you don't have any.)

If one of your parents, or your wife or husband has died, this book may save your family £120,000 plus in needless IHT - or far more. Order your copy now

If you are a High Net Worth Individual (i.e. relatively wealthy), or just a property owner, this brief book will show you how to make sure your wealth really does cascade down the generations, how to structure giving and not to fall into some of the traps. Order your copy now

If you are a professional adviser - accountant, solicitor, financial adviser, will writer, this book will give you enough information to look really good in front of your clients (and you may even want to work with us to help them.) Order your copy now

If you are a business person, this book is an absolute must - a Will written by someone not expert in business Wills could dramatically increase your IHT bill. Order your copy now

If you are a farmer, this book is a great initial guide to IHT, but it does not cover in any detail the special circumstances and opportunities farmers have to save inheritance tax - but we can help. Order your copy now

If it turns out that cutting inheritance tax is not really your priority (and that will happen with some readers) it will point you in the right direction.

 

The simple way to save Inheritance Tax and benefit your family not the Chancellor!

Edition 2009/10

- so you think IHT is no longer a problem???!!!

by Stephen Pett & the team

New Edition Launch offers:

To readers only: 12 months Free Update Service - details in the latest edition of the book

For a short time only: buyers can ask for Legal Planning Secrets, value £6.95 included free of charge (ebook version only)

£30 of money off vouchers available to all buyers


I think it is an excellent document.  Please can I buy 100 copies for mailing to my clients? Peter Curtis

"I have read your IHT secrets.  In short, brilliant."


ORDER at the current offer price of just £14.95 - with 100% money back guarantee!

see Index page


"Is it useful? - yes.  I know that a lot of IFAs don't get involved in
estate planning, but a lot do.  For those that don't this should open their
eyes a  bit, for those that do this is a timely reminder and useful document
to keep their thinking up to date. Howard Horne, IFA

You could triple the price on this invaluable book!

Clive Boosey, Search4Homes

"Congratulations this is most comprehensive... I think it's a great guide I really do!" JACQUI DAVIDSON-SLACK  dipPFS, APFS Assistant Director Brewin Dolphin

"Many thanks for splendid little book". JP

"You should sell this through bookshops - just as it is, as an easy read and in scribble on format." JL

"very worthwhile reading, it reminded me of things that I had forgotten and informed me of things I didn't know, so excellent stuff, and well worth a few quid" Steve, experienced IFA


The ebook (in PDF format) is currently still just £14.95, including £30 of money off vouchers!

(NB you can pay with a credit or debit card, you don't need a PayPal account)

If you would like a hard copy, the cost is currently just £19.95 then click the link below:

(NB - the voucher will be included, but the other bonuses can only be emailed)

Or just call 0845 166 8873 and ask for admin with you credit/ debit card to hand (Monday to Friday 9-5) or send a cheque (payable to APWW Ltd) to APWW 2 Hankham Street Pevensey BN24 5BG


This is the information on Inheritance Tax that the Taxman doesn't want too many people to hear about, written in a way that will enable you to work through the tips and plan how to save IHT (Inheritance Tax) and pass on your wealth to your family or other beneficiaries rather than giving it to the Taxman - and it is easy. This is not a textbook for technical experts, it is a practical guide on saving Inheritance Tax (IHT) for the layman  The Taxman inherits almost as much family wealth as passes on to the families - just because people don't bother to take simple planning precautions!


Frequently asked questions   Free Newsletter    Asset Protection    Testimonials For Financial Advisers


Legal & Financial Planning Tips Newsletter (or buy the Book at www.LegalPlanning.co.uk)

Members of the public subscribe HERE, free.  I won't give away ALL our secrets but we will give you some useful strategies you can easily use and an insight into some of the other issues we deal with every day. 

You can come off the list anytime, just two clicks!, so you have nothing to lose and your family could gain tens or even hundreds of thousands of pounds:

 

PRIVACY STATEMENT: Your email address will not be shared with anyone, and you can unsubscribe here or from any email at any time. We will only inform you about matters relating to Inheritance Tax and legal planning.

If you are a financial adviser, please CLICK HERE

If you have trouble obtaining your copy, CLICK HERE


If you can't save your family 100 times the cost of the book in Tax

 - we will give you your money back - GUARANTEED!

even more money back Guarantees

If you are a UK citizen and resident, and you are likely to be worth more than £325,000  now or in the future (including inheritances and life insurance and your home), then  Inheritance Tax (IHT) is assessed on your entire wealth when you die. Good planning can avoid it entirely - as long as you get started long enough in advance.  IHT planning should be part of your general planning from the time you buy your first home. 

Read on, and discover how you could make the best investment, ever, which would enable you to give your children or other heirs a very substantial extra inheritance at minimal or no cost.....

Spending £14.95 now could result in your family benefiting from:

  • Tax savings paying your (great, great and great) grandchildren's University Fees or

  • giving them a good deposit on their first home - at the Taxman's expense

  • allowing your dependents the possibility of comfortable retirement - something which is getting much more difficult - courtesy of your wise investment today!

  • with occasional updates, your families wealth will cascade down the generations ...

Secrets you will learn.....

> extra tax savings for many business owners

> extra tax savings for employees with death in service schemes

> special investments which can eliminate IHT

> when giving it away won't work

> give your entire wealth away in one day, tax free (!)

> why much existing planning will FAIL!

> write or amend a Will to save Tax after death

> avoid breaking the law on giving - it is much stricter than you think!

> help your Executors and save a small fortune

> how to avoid a costly Tax Investigation of your Estate

Learn how, even with the latest legislation designed to crack down on Inheritance Tax Planning, Inheritance Tax (IHT) remains essentially a Voluntary Tax, payable by those who haven't read my book.......

... and more IHT Saving Tips than you have dreamed of... (see below for more.....)

 


Cut to the chase?  I know I need Inheritance Tax Planning (IHT) planning advice - click here


How Inheritance Tax hits your family:

John and Freda had a home worth £300,000, modest life insurance payable to each other of £150,000 each, death in service and pension death benefits of £150,000 from Johns' job and savings of £30,000. Their youngest (of 3 children) was still living at home: the older children both had done reasonably well, but both have very large mortgages and need a lot of money to get their own kids through University, so could do with as much help as they could themselves, as well as wanting to give as much to their children as possible.  Fortunately, they have written basic Wills leaving everything to each other (without which things might have been far more difficult - the chaos caused by lack of Wills is explained in the book.)

Estate Value: £780,000

They leave everything to each other.

John dies in an accident: NO TAX

Freda dies in another accident 6 months later: £52,000 of totally needless Tax has to be paid, effectively by the beneficiaries!!! A little bit of carelessness (like leaving jewellery etc to children on the first death) can make the situation FAR worse.

Buy  the book and make sure your family (not the Taxman) benefit from all your hard work...

So far, pretty much everyone has died, in the end ....  

Scientists expect this trend to continue, and I am advised that YOU are not going to be the exception, and that the exact date could be any time from now onwards.  In the vast majority of cases, the Grim Reaper does not make an appointment.  It follows that you should decide who you want to get your hard earned assets, just in case your number comes up early!  There are broadly three classes of people:

1) "I don't care who inherits my assets or children" (apparently the majority belong to this class!)  You may be one of these without realising it!

2) "I am happy to let the Taxman be a major beneficiary".  You probably belong to this class too! Do you like paying Tax? Would you really rather give it to the Taxman than your family or favourite charity?

3) "I want to pass my hard earned money on to family and friends and NOT the Taxman."  My research indicates almost everyone wants to belong to this category, but not even 1% actually do any serious planning....

4) "I have arranged my Will and Finances to ensure my family benefits from my hard work" Congratulations!!!  Now all you have to do is keep it up to date www.WillCustodian.co.uk might be an inexpensive way of keeping tabs on things.

Now is the moment to decide which class you want to belong to - if it is class 4, skip up to the order section or if you still need convincing read on:

 

A testimonial from Ron G Holland

I have devoted my life to helping people fulfil their potential, and very often that has been the potential to build wealth through establishing and growing a thriving business.

Since I met Steve, I have further reflected on the reasons why we all strive to achieve our true potential.  They are many and varied, but the two most common are:

  • self-fulfillment – we are determined to do the best we possibly can and

  • to benefit our families and others .

Too often I have seen the dream fulfilled, only for the plug to be pulled by the Grim Reaper or one of his non-fatal henchmen, draining away a lifetimes achievement faster than you would believe possible, with families and employees alike suffering and all of the hard work in building up wasted.  Businesses routinely make contingency plans or they would fail much sooner.  We should all be doing the same to protect all we have created in our lifetimes.

So I urge you to read an act on the information in this Manual and take advice to underpin and preserve what you have achieved for yourself and your family. Life and death are a matter of chance and chances taken. Optimise yours for your own sake and that of your family!

Ron G Holland

Multimillionaire and Business Angel

www.TopBizGuru.co.uk                                                           Order


More Testimonials

"Useful to both the public and advisers"

    John Douglass, Independent Financial Adviser


"very good and very informative."

    Philip Holton, Ashley Law, Cheam


 

Like most people, too busy earning money to find time to read a book? 

(But still like to do your best for your family - that's why you are working, after all!)

Option 1 - pay us a fee to do all the work for you! (We have a national team of associates.)

Option 2 -ORDER the book and just read the "Tax Tips" chapter!

 

Every day many proud parents give Gordon Brown or that other chap with the eyebrows and the Inland Revenue the lions share of their estate.  

Is this because they prefer the Taxman to their own children, grandchildren or favourite Charity?

Or is it because they have never bothered to invest an hour or two in understanding the issues which will enable "Wealth to cascade down the generations"?

I have tried to make it so easy to understand that there is now no excuse.........

 

Why make the Taxman your biggest beneficiary? 

Leave your money to your choice of beneficiaries, with the help of my book.

We are all going to die at some time and most of us forget that the date is not predictable, so we put off planning. Planning has a surprising feel-good factor, and being well prepared must be positive. Not acting is procrastination, pointless putting off of vital matters, and could cost your heirs dear. It is easy to put things off!

 

Do I need this book?

Rule of thumb - if you own your home - you will benefit

Your estate when you die will be affected by Inheritance Tax (IHT) if the total taxable estate left behind exceeds 312,000 (from 6/4/08) including property, insurances payable to you or your partner and any other asset you may jointly own or expect to inherit.

I would strongly suggest buying the book if you are, or expect to be, worth more than £325,000.

If you are not, or if asset protection is a greater priority, CLICK HERE

Well over 95% leave it until it is too late - don't be one of them!

ORDER

Well over 95% leave it until it is too late...... 

However, if you chose to leave your planning too late, it may even be possible to carry out a tax planning exercise shortly after death.  The book will tell you how, and the exercise could save over £100,000.  Some advisers recommend that you rely on this loophole staying open: we consider this to be reckless and dangerous as the Taxman could close the loophole at  any time.

Inheritance Tax (IHT) is doing a very effective job of stopping wealth from cascading down the generations.  For families with significant wealth OR lots of children, Gordon Brown can easily get more from your Estate than each individual child or grandchild.

Is this book full of potentially dangerous tax tips? NO: we avoid arguable tax planning like the plague and just use tried and trusted techniques which will not arouse the Taxman's massive investigative skills!  We do not want our clients estates tied up in legal battles!  There is a place for this sort of planning - amongst the super-rich where a few hundred thousand pounds in legal fees is neither here nor there!  Even they should use the book first, before more exotic, far more expensive and risky strategies.

 

Why did I write this book?

Since 1969 I have been studying how to preserve and enhance clients wealth, initially as an Independent Financial Adviser before moving over to the legal side which was far less well served.  I now operate a specialist Consultancy, and work with many Financial Advisers to support their efforts.

I write regularly for Financial Advisers, and am currently a Regional Director for the Society of Will Writers and Estate Planning Practitioners.  I also work with other will writing professionals to enhance and develop their practices.

I found it difficult to find a non technical Inheritance Tax Planning guide and even more difficult to find it in plain English (I have tried very hard to steer clear of jargon). And finally, I wanted my book to be a step by step practical guide - I hope you will like it.

I am so confident that everyone (except genuine full time IHT experts) will find something of use in this book that I am offering a MONEY BACK GUARANTEE

 

TIP! Learn how to give away millions of pounds every year - TAX FREE!

Most people have worked hard to buy their home and save, paying tax at marginal rates of between 30 and 60% (remember VAT and National Insurance) while they are earning and raising a family, only to have a further 40% taken away by Gordon Brown on death before their children get anything.  

Most people would prefer to pass as much as possible on to children, grandchildren, charities etc.  Pretty much anyone other than Gordon Brown (or any other Chancellor of whatever political persuasion!)

 

Bonus Saving 1

One simple piece of knowledge which helped the Executors of one estate worth around £200,000 save nearly £10,000 in professional fees.  This secret is yours free when you buy my book...


TIP! Learn how to avoid the 40% tax on life insurance benefits


HOW CAN I HELP YOU?

Unsurprisingly, IHT Planning is a very specialist area, which may involve coordinating the efforts of a team of experts over many years for the seriously wealthy. I have drawn together a band of experts to put together a book to talk you though many of the options available to you, so you can understand the background issues, and probably dismiss many of the options in advance as being inappropriate for you.


TIP! Don't be forced to sell your home if you husband/ wife dies


Bonus  Saving 2

Having a good appreciation of asset protection techniques may come in useful one day, to you or to a friend or relative.  As a special bonus, I will add in a free copy of my forthcoming Asset Protection Secrets Book - but only if you ask!


FIVE MONEY BACK GUARANTEES

1) If you find an Inheritance Tax tip I have missed, send it to me and I will refund your full purchase price

2) If you don't find my book useful for any reason, just tell me why and I will refund your full purchase price (less Pay Pal costs if you order that way)

3) If you don't understand my book, tell me which parts you can't follow and I will refund your money AND try to re-write the section to make it clearer for you.

4) If you can't save 100 times the cost of the book in Tax - I will give you your money back - GUARANTEED!

5) The book includes several MONEY BACK vouchers which can be redeemed against relevant services such as Will Writing, Tax Advice, Financial Advice, Pre Need Funeral plans, Will storage and Review Services, or my forthcoming books on Asset Protection and Legal & Financial Planning. 

ORDER NOW


TIP! Which investments qualify for 100% IHT relief?


ORDER - the e-Book for just £14.95- remember, if my book can't save 100 times that in IHT, I will refund your money in full!

If you just want the Tips, and not the background information, just read the Tips section - it will repay your investments hundreds of times over!

Order, RISK FREE! CLICK HERE

Thanks for your interest,

Stephen Pett       

PS If you know you should buy this book but can't afford it (it is quite possible to be asset rich and cash poor), why not ask your children or grandchildren to pay (they will be the ones to benefit, after all!) Even your financial adviser might be persuaded to get it for you! (They can get a discount on bulk orders) 

ORDER this book


INHERITANCE TAX SECRETS order form 

(for printable order form click here)

 

Which Money Back Vouchers would you like with your ebook?  Each will entitle you to a REFUND of £10 of the purchase price of the book from one of our participating suppliers when you use their services:

  • Will Writing (full voucher value only normal, Family Bank or Asset Protection Wills) 
  • Pre-paid Funeral Plans
  • IHT Review (normally carried out in association with your Financial Adviser)
  • Peace of Mind Service: voucher for secure storage and more though Will Custodian Ltd 

New content is added regularly

 

If you are a financial adviser, please CLICK HERE


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